Bail bonds have become a popular solution for people who have been arrested but have no means to meet up with the amount set as their bail condition. Once a defendant’s bail application has been granted, the race against time begins. The earlier the defendant can make bail, the faster they can regain their freedom. People who are unable to afford the amount set by the court have one more option; to turn to a bail bonds company. These professionals help to lower the financial requirement of making bail by charging as low as 10% of the bail amount. Once the defendant has met the terms, the bail bondsman stands as surety for their release.

In some cases, defendants are unable to pay the full amount demanded as bail conditions by the court. They are also unable to raise the 10% or more demanded by the bail bondsman. In such situations as this, the defendant can either remain behind bars until their case is finalized, or they can seek bail bond financing. Bail bond financing, like any other financing solution, offers a flexible financial plan to help borrowers pay back their loans. With bail bondsmen, an agreement is entered between the client and the company on the amount to be paid, at what intervals, and over what period. Understanding bail bond financing can provide a better approach to maintaining financial stability while getting yourself or a loved one out of jail.

Financing Methods and Bail Bond Financing

Bail can be paid for in different ways. People who have the money to pay upfront can meet with the court to clear their bail amount easily. Money paid directly to the court in exchange for your release will remain with the court until the case has been finalized. If any of the court dates are missed without proper notice to the court, the amount paid as bail will be forfeited. The defendant will also be re-arrested and put in jail. However, the defendant can get a refund – minus the administrative charges – if they show up on all court dates and adheres strictly to the terms of their bail.

People who are unable to pay off their bail amount upfront can seek help from the bank by obtaining a personal loan. They can also contact bail bonds companies for help. Bail bond companies offer a cheaper approach to meeting bail. They charge a considerably low amount, and you do not have to worry about interests compounding on the loan. Another advantage of using a bail bond company is that they offer financing solutions. This means that you can reach out to your bail bondsman to discuss spreading the payment over an agreed period.

With a bail bonds company, your assets that were used as collateral will be returned at the end of the case – provided you appeared on all court dates. If you or the defendant skips town or misses court dates, the bail bondsman is required to launch a search and use the collateral to pay off the defaulted bail. Defendants who skip town will have an extra case of failure to appear (FTA) against them. A bench warrant for their arrest will also be issued.

How to Avoid Paying High Bail Amount

There are ways to avoid paying bail. The sure path to avoiding this problem is to remain within the confines of the law. The second option is to be able to prove that you are not a flight risk. People considered to be flight risks will most likely get a higher bail amount set for their release. Your defense attorney may be able to establish that you are not a flight risk based on your position in the community. If you have family, businesses, paid employment, and/or have lived in the community for years, you may be able to qualify for recognizance bail.

A Release on Recognizance (ROR) bail is based on the establishment that the defendant will appear on all court dates until their case has been finalized.

What is a Get-out-of-jail-free Bond?

A get-out-of-jail-free bond or recognizance bond is issued to verified members of the community. This will require the defendant to produce certain documents as demanded by the courthouse. A defendant is more likely to qualify for a ROR bond when;

  • They are a parent with minors or children at home.
  • They have been established to have a dependent who needs to be cared for and tended to back at home.
  • He or she has held their last employment for 10 years or more.
  • Has no prior criminal record.
  • Has lived within the same neighborhood for a long time and is reputable.
  • Has a prior which was a misdemeanor offense and happened a long time ago.
  • Has a history of misdemeanor offense conviction but also a history of good behavior.
  • Has never skipped court dates in the past cases against them.

How Bail Bond Payment Plans Work

Before seeking bail bond financing, you need to ask whether bail bonds are legal in your state and whether bail bond agents are allowed to operate. In some states, bail bonds are paid directly to the court. If bail bond agents are allowed to operate in your state, your chance of qualifying for a bail bond payment plan is high.

Bail bond agents often use a financing calculator that can be found on their website to help clients to determine how much of their bail amount can be financed. Defendants or their loved ones can also place a call through to their bail bondsmen to find out. Some of the factors that affect the amount required as down payment and monthly loan payments include;

  • The bail bond amount set by the court.
  • The defendant or surety’s credit score.
  • The defendant or surety’s employment history.
  • Assets owned by the defendant or surety, including homes, cars, and more.
  • State laws regarding collaterals.

Get more information about bail bonds and bail bond financing by visiting


Freedom / Libertad Bail Bonds

1104 N Chadboune 

San Angelo Texas 76903, 3256592663

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